Testing for offsetting behavior and adverse recruitment among drivers of airbag-equipped vehicles

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      <subfield code="a">Earlier studies reported that an insurance industry index of personal-injury claims rose after automobiles adopted driver's side airbags and that drivers of airbag-equipped vehicles were more likely to be at fault in fatal multivehicle accidents . These findings  can be explained by the offsetting behaviour hypothesis or by at-risk drivers systematically selecting vehicles with airbags </subfield>
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      <subfield code="t">The Journal of risk and insurance</subfield>
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      <subfield code="g">Volume 70, number 4, December 2003 ;  p. 629-650</subfield>
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