Temporal profitability and pricing of long-term care insurance

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Temporal profitability and pricing of long-term care insurance</title>
</titleInfo>
<titleInfo type="alternative">
<title>The Journal of risk and insurance</title>
</titleInfo>
<name type="personal" usage="primary" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080066253">
<namePart>Cox, Larry A.</namePart>
<nameIdentifier>MAPA20080066253</nameIdentifier>
</name>
<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080024789">
<namePart>Ge, Yanling</namePart>
<nameIdentifier>MAPA20080024789</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">usa</placeTerm>
</place>
<dateIssued encoding="marc">2004</dateIssued>
<issuance>serial</issuance>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
<form authority="marccategory">microform</form>
</physicalDescription>
<abstract>In this study, the authors exploit unique data from  the long-term care (LTC) insurance markets that allow us greater control of heterogenity in observable risk than  in the previous empirical research. While prior empirical work has been limited to the examination of profit measures, the data facilitate investigation of both profitability and pricing for nearly all insurers issuing LTC insurance in the United States. They specifically find that loss ratios, an anverse profit measure, increase with policy age, but at a declining rate</abstract>
<note type="statement of responsibility">Larry A. Cox, Yanling Ge</note>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080603786">
<topic>Seguro de dependencia</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080568863">
<topic>Estados Unidos</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080602659">
<topic>Modelos econométricos</topic>
</subject>
<classification authority="">34</classification>
<relatedItem type="host">
<titleInfo>
<title>The Journal of risk and insurance</title>
</titleInfo>
<originInfo>
<publisher>Orlando</publisher>
</originInfo>
<identifier type="local">MAP20077000727</identifier>
<part>
<text>Volume 71, number 4, December 2004 ;  p. 677-705</text>
</part>
</relatedItem>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">050202</recordCreationDate>
<recordChangeDate encoding="iso8601">20080418125051.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20071506356</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>