Insurance Europe response to EC call for evidence on savings and investment accounts

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<dateIssued>2025</dateIssued>
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<abstract displayLabel="Summary">Importantly, insurers can play a key role to achieve the SIU objectives as major institutional investors in Europe and important providers of stable, long-term funding, with 9.5trn assets under management, 70% of which in Europe (EIOPA). Insurers channel people's savings into investments through life insurance investment products (70% of the EU retail market (EIOPA)), personal and occupational pension products. The sector disposes of a wide array of distribution channels and a large network of distributors that are fundamentally close to European consumers. Insurance distributors have extensive experience and knowledge of local markets and consumers' needs and this network can play a tremendous role in the uptake of EU investments</abstract>
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<topic>Ahorro a largo plazo</topic>
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<topic>Productos de inversión basados en seguros</topic>
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<topic>Productos de seguros</topic>
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<topic>Seguro de vida ahorro</topic>
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<topic>Distribución de seguros</topic>
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<geographic>Unión Europea</geographic>
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<title>Communication from the Commission to the European Parliament, the European Council, the Council, the European Economic and Social Committee and the Committee of the Regions : savings and investments Union. A Strategy to Foster Citizens' Wealth and Economic Competitiveness in the EU</title>
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<publisher>Brussels : European Commission, 2025</publisher>
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<identifier type="local">MAP20250009530</identifier>
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<title>La Comisión presenta una estrategia de la Unión de Ahorros e Inversiones para mejorar las oportunidades financieras de los ciudadanos y las empresas de la UE</title>
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<publisher>Bruselas : Comisión Europea, 2025</publisher>
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<identifier type="local">MAP20250006966</identifier>
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<titleInfo>
<title>Recommendations in response to EC call for evidence for evidence on the Savings and Investments Union</title>
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<publisher>Brussels : Insurance Europe, 2025</publisher>
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<identifier type="local">MAP20250006973</identifier>
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