Centro de Documentación de Fundación MAPFRE

Notes: Sumario: The traditional pricing model works to capture policyholder data during the quotation process. This means that the risk is assessed at that point in time, with a predefined discriminating factor (such as smokers vs non-smokers). This data may be updated following results from health assessments (such as blood tests) to assess whether, say, a non-smoking habit has changed. Preventive life insurance takes a diff erent approach. The information gathered via the traditional approach self-reported risks and habits could be extended using data obtained from a personalised monitoring device. Currently, these devices track basic health factors, such as sport activity, pulse, blood pressure, body temperature and oxygen saturation.Related records: En: The Actuary : the magazine of the Institute & Faculty of Actuaries. - London : Redactive Publishing, 2019-. - 01/04/2020 Número 3 - abril 2020 , p. 40Materia / lugar / evento: Seguro de vida Análisis de datos Wearables Dispositivos móviles Digitalización Salud Digital Other categories: 34

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The Doctor in the data