Búsqueda

Spanish insurers utilise new technology, but traditional distribution methods dominate

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Spanish insurers utilise new technology, but traditional distribution methods dominate</title>
</titleInfo>
<name type="personal" usage="primary" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20190002349">
<namePart>Botelho, Jessica</namePart>
<nameIdentifier>MAPA20190002349</nameIdentifier>
</name>
<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20190002356">
<namePart>Le Cam, Ghislaim</namePart>
<nameIdentifier>MAPA20190002356</nameIdentifier>
</name>
<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20120024175">
<namePart>Essen, Yvette</namePart>
<nameIdentifier>MAPA20120024175</nameIdentifier>
</name>
<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080441371">
<namePart>A.M. Best Company</namePart>
<nameIdentifier>MAPA20080441371</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">usa</placeTerm>
</place>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">London [etc.]</placeTerm>
</place>
<publisher>A.M. Best Company</publisher>
<dateIssued>2019</dateIssued>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
<extent>3 p.</extent>
</physicalDescription>
<abstract displayLabel="Summary">Spanish insurers are increasingly using technology to cross-sell prducts and target niche markets as growth opportunities domestically and abroad become increasingly limited.
AM Best's analysis of the Spanish insurance market shows the sector remains profitable, but margins are under pressure, and the low interest rate environment places strain on investment returns. Companies have previously attempted to grow outside their domestic territories into Latin America, where they have faced more testing political and economic conditions</abstract>
<note type="statement of responsibility">Jessica Botelho, Ghislaim Le Cam, Yvette Essen</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080609542">
<topic>Canales de distribución</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080610326">
<topic>Distribución de seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080586546">
<topic>Nuevas tecnologías</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20170006503">
<topic>Transformación digital</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080590567">
<topic>Empresas de seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080611880">
<topic>Perspectivas del seguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080586294">
<topic>Mercado de seguros</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080637736">
<geographic>España</geographic>
</subject>
<classification authority="">219</classification>
<relatedItem type="series">
<titleInfo>
<title>Best's Market Segment Report</title>
<partNumber>February 19, 2019</partNumber>
</titleInfo>
</relatedItem>
<relatedItem type="series" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20180007804">
<titleInfo>
<title>Best's Market Segment Report</title>
<partNumber>February 19, 2019</partNumber>
</titleInfo>
</relatedItem>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">190226</recordCreationDate>
<recordChangeDate encoding="iso8601">20230321114554.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20190006217</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>