Navigating the readiness paradox : the Kyndryl readiness report 2024 : industry focus : Banking and Financial Services

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      <subfield code="a">Financial services companies have been at the forefront of testing and implementing new technologies, from cloud migration to the early use of AI in capital markets. However, the banking industry's reliance on legacy platforms can hinder innovation. In 2025, financial services companies will likely renew their focus on technology investments, modernizing costly environments burdened with technical debt to stay competitive with fast-moving fintechs and neobanks, digital-only banks. To that end, banks will continue to explore how AI technologies can bolster data security and help achieve regulatory compliance. In addition, investments in cloud and edge computing will be crucial to managing costs and technological complexity</subfield>
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