Digital refinement : new opportunities for growth in the bancassurance channel

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<titleInfo>
<title>Digital refinement</title>
<subTitle>: new opportunities for growth in the bancassurance channel</subTitle>
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<name type="personal" usage="primary" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20190011679">
<namePart>Neves, Rui</namePart>
<nameIdentifier>MAPA20190011679</nameIdentifier>
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<placeTerm type="code" authority="marccountry">usa</placeTerm>
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<issuance>monographic</issuance>
<place>
<placeTerm type="text">S.l.]</placeTerm>
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<publisher>McKinsey & Company</publisher>
<dateIssued>2019</dateIssued>
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<abstract displayLabel="Summary">Global bancassurance sales grew across all regions in the past decade, outpacing other channels in both life and nonlife products. Due in large part to low starting penetration, AsiaPacific posted the largest contribution to bancassurance growth in absolute terms, while Europe and Latin America experienced among the highest growth rates in sales. Life products are the focus of bancassurance growth in AsiaPacific and Latin America, as banks are increasingly motivated to increase revenues in the face of shrinking net interest margins. As banks continue to hunt for new sources of noninterest income, European bancassurers are experiencing more growth in nonlife product sales.</abstract>
<note type="statement of responsibility">Rui Neves</note>
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<topic>Bancaseguros</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080597641">
<topic>Mercados financieros</topic>
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<topic>Digitalización</topic>
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<geographic>Asia</geographic>
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<geographic>Pacífico</geographic>
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<geographic>Europa</geographic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20110019426">
<geographic>América Latina</geographic>
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<recordCreationDate encoding="marc">160627</recordCreationDate>
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