Digital refinement : new opportunities for growth in the bancassurance channel

<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd">
  <record>
    <leader>00000cam a22000004b 4500</leader>
    <controlfield tag="001">MAP20190024938</controlfield>
    <controlfield tag="003">MAP</controlfield>
    <controlfield tag="005">20220911191301.0</controlfield>
    <controlfield tag="008">160627s2019    usa||||       ||| ||eng d</controlfield>
    <datafield tag="040" ind1=" " ind2=" ">
      <subfield code="a">MAP</subfield>
      <subfield code="b">spa</subfield>
      <subfield code="d">MAP</subfield>
    </datafield>
    <datafield tag="084" ind1=" " ind2=" ">
      <subfield code="a">219.21</subfield>
    </datafield>
    <datafield tag="100" ind1="1" ind2=" ">
      <subfield code="0">MAPA20190011679</subfield>
      <subfield code="a">Neves, Rui</subfield>
    </datafield>
    <datafield tag="245" ind1="0" ind2="0">
      <subfield code="a">Digital refinement</subfield>
      <subfield code="b">: new opportunities for growth in the bancassurance channel</subfield>
      <subfield code="c">Rui Neves</subfield>
    </datafield>
    <datafield tag="260" ind1=" " ind2=" ">
      <subfield code="a">[S.l.]</subfield>
      <subfield code="b">McKinsey & Company</subfield>
      <subfield code="c">2019</subfield>
    </datafield>
    <datafield tag="520" ind1=" " ind2=" ">
      <subfield code="a">Global bancassurance sales grew across all regions in the past decade, outpacing other channels in both life and nonlife products. Due in large part to low starting penetration, AsiaPacific posted the largest contribution to bancassurance growth in absolute terms, while Europe and Latin America experienced among the highest growth rates in sales. Life products are the focus of bancassurance growth in AsiaPacific and Latin America, as banks are increasingly motivated to increase revenues in the face of shrinking net interest margins. As banks continue to hunt for new sources of noninterest income, European bancassurers are experiencing more growth in nonlife product sales.</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080561482</subfield>
      <subfield code="a">Bancaseguros</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080597641</subfield>
      <subfield code="a">Mercados financieros</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080568641</subfield>
      <subfield code="a">Digitalización</subfield>
    </datafield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20080643744</subfield>
      <subfield code="a">Asia</subfield>
    </datafield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20120018280</subfield>
      <subfield code="a">Pacífico</subfield>
    </datafield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20080637743</subfield>
      <subfield code="a">Europa</subfield>
    </datafield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20110019426</subfield>
      <subfield code="a">América Latina</subfield>
    </datafield>
  </record>
</collection>