Lessons learned from disruption in the Nordic pension market

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Lessons learned from disruption in the Nordic pension market</title>
</titleInfo>
<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20230005491">
<namePart>Lumera</namePart>
<nameIdentifier>MAPA20230005491</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">swe</placeTerm>
</place>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">Stockholm</placeTerm>
</place>
<publisher>Lumera</publisher>
<dateIssued>2023</dateIssued>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
<extent>17 p.</extent>
</physicalDescription>
<abstract displayLabel="Summary">Across the Western world, national pension systems are challenged by economic and demographic change. From a combination of sustained low interest rates, increasing life spans and people entering working life later, established pension systems have been exposed as vulnerable and unsustainable. The result is a wave of reforms and transition to Pay-as-you-go, where the most significant common aspect is that traditional Defined Benefit (DB) pensions are abandoned, in favor of Defined Contribution (DC) schemes. We created this paper to share our best practices, based on what we have learned along the way, and to offer some projections on the future of pensions administration </abstract>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080604004">
<topic>Sistemas de pensiones</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080611880">
<topic>Perspectivas del seguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080587352">
<topic>Reforma del seguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080589172">
<topic>Aspectos económicos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080554866">
<topic>Innovación</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080552114">
<topic>Pensiones</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20090028753">
<geographic>Países Escandinavos</geographic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080637811">
<geographic>Suecia</geographic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080637941">
<geographic>Noruega</geographic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080638177">
<geographic>Finlandia</geographic>
</subject>
<classification authority="">40</classification>
<location>
<url displayLabel="electronic resource">https://lumera.com/en/insights/lessons-learned-from-disruption-in-the-nordic-pension-market/</url>
</location>
<location>
<url displayLabel="MÁS INFORMACIÓN" usage="primary display">
mailto:centrodocumentacion@fundacionmapfre.org?subject=Consulta%20de%20una%20publicaci%C3%B3n%20&body=Necesito%20m%C3%A1s%20informaci%C3%B3n%20sobre%20este%20documento%3A%20%0A%0A%5Banote%20aqu%C3%AD%20el%20titulo%20completo%20del%20documento%20del%20que%20desea%20informaci%C3%B3n%20y%20nos%20pondremos%20en%20contacto%20con%20usted%5D%20%0A%0AGracias%20%0A
</url>
</location>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">230616</recordCreationDate>
<recordChangeDate encoding="iso8601">20231214132518.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20230013083</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>