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MAP20240010003Intelligent financial system : how AI is transforming finance / by Iñaki Aldasoro... [et al.] for Monetary Economic Department. — Basel : Bank for International Settlements, 202442 p.
. — (BIS Working Papers ; nº 1194)Sumario: This report analyses the opportunities and challenges arising from progressive generations of AI, focusing on four key functions of the financial system: financial intermediation, insurance, asset management and payments. It also explores the implications of advances in AI for financial stability, prudential policy and the risk of financial spillover effects from AI disruption in the real economy. Based on this analysis, it proposes a framework to proactively adapt regulation based on general principles for AI governance1. Entidades financieras. 2. Inteligencia artificial. 3. Sistemas financieros. 4. Economía. 5. Tecnología. 6. Gestión financiera. 7. Seguros. 8. Gestión de activos. 9. Intermediarios financieros. I. Aldasoro, Iñaki. II. Bank for International Settlements. III. Título.