Gen AI risks for businesses : exploring the role for insurance
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<title>Gen AI risks for businesses : exploring the role for insurance</title>
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<namePart>Jia, Ruo (Alex) </namePart>
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<namePart>Wang, Tianyang</namePart>
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<dateIssued>2025</dateIssued>
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<abstract displayLabel="Summary">This report explores Gen-AI-related risks and assesses businesses' awareness and demand for related insurance. Building on established frameworks, we classify Gen AI risks into seven domains: operational, cybersecurity & privacy, ethical, regulatory, reputational, workforce, and ESG. These emphasise how Gen AI amplifies or creates exposures beyond traditional risk categories</abstract>
<tableOfContents displayLabel="Contents">Introduction -- Demand for Gen-AI-related insurance: A business customer survey -- Supply of Gen-AI-related insurance -- Conclusion, outlook, and recommendations -- Annexes: Existing AI risk classifications; Insurability of Gen AI risks (extended) -- References</tableOfContents>
<note type="statement of responsibility">Ruo (Alex) Jia, Martin Eling, Tianyang Wang </note>
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<topic>Inteligencia artificial generativa</topic>
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<topic>Mercado de seguros</topic>
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<topic>Análisis de riesgos</topic>
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<topic>Seguros de empresas</topic>
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