Centro de Documentacion de Fundación MAPFRE - The EU's Savings and Investments Union (SIU) : a chance to unlock capital for European growth

MAP20250016385

The EU's Savings and Investments Union (SIU) : a chance to unlock capital for European growth

Sumario: The Savings and Investments Union (SIU) is a European Commission initiative aimed at channeling the continent's substantial savings into productive investments, particularly to support innovation, green and digital transitions, and defense. It seeks to overcome financial fragmentation across EU member states by simplifying regulations, promoting low-cost investment products, and removing barriers to cross-border activity. Previous efforts like the Capital Markets Union and Banking Union fell short due to inconsistent supervision and national regulatory resistance. The SIU proposes measures such as a unified supervisory body and a 28th regime to harmonize financial rules. However, its success depends on addressing economic nationalism, industry resistance, and the lack of demand-side policies, with the ultimate goal of improving capital allocation efficiency across the EU rather than replicating the U.S. financial model

En: Funcas Intelligence. - March 2025 ; 4 p

1. Inversiones financieras . 2. Ahorro a largo plazo . 3. Fondos de inversión . 4. Regulación económica . 5. Acciones . 6. Instituciones comunitarias . 7. Innovación . 8. Armonización europea . 9. Unión Europea . I. Funcas Intelligence . II. Título.