Breaking silos. : agile insurance in an uncertain world

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      <subfield code="a">Breaking silos</subfield>
      <subfield code="n">: agile insurance in an uncertain world</subfield>
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      <subfield code="a">Methodology -- Introduction -- Challenges to insurance businesses -- Mounting pressures -- Life and health -- General insurance -- Facing complexity -- The decision-making process: where are the gaps? -- Cause for concern -- Connected decision-making -- Removing the barriers -- The role of technology and analytics -- Future vision -- The SAS view</subfield>
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      <subfield code="a">The document explores how over 350 senior insurance executives are adapting strategies to address economic volatility, regulatory pressures, climate risks, technological disruption, and talent shortages. Findings reveal that many insurers still operate with siloed structures and fragmented processes, limiting integrated decision-making. Key priorities include improving data quality, fostering collaboration, and leveraging advanced analytics and AI to connect decisions across underwriting, claims, capital management, and distribution. The report emphasizes cultural change, real-time data integration, and technology adoption as enablers of resilience, agility, and customer-centricity, positioning insurers to transform uncertainty into opportunity</subfield>
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