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MAP20070043041Towards Pan-European pension plans. — Brussels : European Financial Services Round Table, 2004Growth in private financing of pensions is necessary to provide an adequate income level for employees after retirement -- The industry needs economies of scale to offer employers and employees a wider choice and more cost-efficient solutions -- The real hurdles are at national level -- The EFR supports the initiatives of the European Commission to achieve a Pan-European pension market -- Consistent implementation of the IORP Directive is essential -- Taxation is a major hurdle, but not the only one -- No further regulation without full consultation and cost-benefit analysis -- An open mind towards market dynamics is needed1. Planes de pensiones. 2. Jubilación. 3. Tercera edad. 4. Sistemas de pensiones. 5. Pensiones. 6. Unión Europea. I. European Financial Services Round Table. II. Título.