Best's Review-Número 3 103 2002

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Artículos

Publicación: Best's Review

Número: Número 3 103 2002

Tipo: Normal

Derechos: InC

Título	Autor	Páginas
Setting the pace : leading insurers employ similar intelligent-growth strategies to outperform their competitors
Top 200 property/casualty insurers - 2001
Top 200 life insurers - 2001
First lady of Wall Street : Ernesta Procope took a small insurance agency in Brooklyn, N.Y., and made it into a full-service broker she believes is the largest minority-owned and woman-owned brokerage in the country. She did it by never giving up
A fine incentive : a study shows that states with higher penalties for driving without insurance tend to have fewer uninsured motorists
Proof positive : more and more states are asking insurers to help them keep tabs on auto coverage electronically
The four-letter threat : insurers are applying the experience they've gained from handling mold claims to abate costs and prevent future payouts
Uncovering mold myths
Many happy returns? : investors are delighted to ride the Bermuda gravy train for now, but experience shows they'll eventually look to get off. One option is to go public
Mutual understanding : being a mutual allows Northwestern Mutual Insurance Co. to look farther into the future than its Wall Street competitors, says Edward Zore, chief executive officer
Banking on policyholders : insurers that establish banks face the challenge of reshaping consumer attitudes about financial transactions
Offshore underbelly : the ability to perpetrate insurance fraud offshore is enhanced by the capabilities of the Internet. The financial loss to insurers is compounded by the loss of trust in the industry that fraud causes
The risk of watching : after years of dodging baseballs, hockey pucks and errant race cars, spectators are faced with a new threat - terrorism. Liability coverage has become expensive or unavailable for promoters, event organizers and venue owners
Compelling resolution : insight : arbitration clauses are becoming standard provisions in reinsurance contracts
A call for cautious creativity : insight : navigating the alternative market requires special skills, such as technical underwriting. Insurers must also consider the quality of the alternative-market entity
Loss/Risk management notes
Cyber-Risks create coverage gaps : insight: the Internet poses a large risk for corporations, whose general liability policies often don't provide proper coverage for cyber-terrorism and other technological exposures
The proper balance : new solvency standards are forcing health-care providers to find the right combination of reinsurance and risk retention to maintain adequate surplus
The regulation debate : it was state vs. federal at a conference for the life insurance industry, and debaters found little common ground
Faster, cheaper, better : insight : the process of life underwriting continues to evolve. Today's marketplace demands speed, without sacrificing protective value
Life/Health marketplace
Rude awakening : insight : insurance agents need to recognize the advantages and responsibilities of their independence and communicate them better to the public
Selectively enhancing interactions : insight : a key driver for increasing insurers' profitability is to make significant improvements for the most critical customer interactions
Technology notes
A new card deal : health-care discount plans are tapping into the huge uninsured market. Should health insurers take notice?
Deleting the risk : hackers invading corporate web sites by using more sophisticated techniques fuel the market for cyber-risk insurance
Wireless communications : the next big risk?
Location, location, location : new threats of man-made catastrophes sharpen the need for mapping technology to assess density of exposures and proximity to potential targets