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The Demand for life insurance policy loans

Recurso electrónico / electronic resource
Registro MARC
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1001 ‎$0‎MAPA20080267391‎$a‎Liebenberg, André P.
24504‎$a‎The Demand for life insurance policy loans‎$c‎Andre P. Liebenberg, James M. Carson, Robert E. Hoyt
520  ‎$a‎Previous research has examined the demand for life insurance policy loans using aggregate policy loan data. In contrast, authors use a detailed household survey data set containing life insurance and policy loan information alternatively, and in some cases more directly, examine the four hypotheses traditionally associated with policy loan demand. The research provides the first U.S. evidence (in the postWorld War II period) in support of policy loan emergency fund hypothesis. In particular, authors find that the more detailed emergency fund proxies used here reveal a significantly positive relation between loan demand and recent expense or income shocks.
650 1‎$0‎MAPA20080552244‎$a‎Préstamos
650 1‎$0‎MAPA20080584580‎$a‎Demanda de seguros
650 1‎$0‎MAPA20080570590‎$a‎Seguro de vida
650 1‎$0‎MAPA20080586294‎$a‎Mercado de seguros
651 1‎$0‎MAPA20080638337‎$a‎Estados Unidos
700  ‎$0‎MAPA20080662882‎$a‎Carson, James M.
7001 ‎$0‎MAPA20080134860‎$a‎Hoyt, Robert E.
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/09/2010 Tomo 77 Número 3 - 2010 , p. 651-666