The Effect of regulation on insurance pricing : the case of Germany
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<dc:creator>Berry-Stölzle, Thomas R.</dc:creator>
<dc:creator>Born, Patricia</dc:creator>
<dc:date>2012-03-01</dc:date>
<dc:description xml:lang="es">Sumario: This article analyzes the impact of policy from regulation on the unit price of insurance and determinants of premium changes using the 1994 deregulation of the German property-liability market as a natural experiment. Our result shoe that policy from regulation did not increase prices above competitive levels. Factors influencing premium changes are significantly different for two periods, pre-and post-deregulation, indicating that regulation affects insurance pricing. Focusing on highly competitive lines after deregulation, we find a significant price decrease, and this decrease is offset by higher prices in the remaining other lines</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/137613.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Property</dc:subject>
<dc:subject xml:lang="es">Liability</dc:subject>
<dc:subject xml:lang="es">Regulación económica</dc:subject>
<dc:subject xml:lang="es">Precios</dc:subject>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Alemania</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">The Effect of regulation on insurance pricing : the case of Germany</dc:title>
<dc:relation xml:lang="es">En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/03/2012 Tomo 79 Número 1 - 2012 , p. 129-164</dc:relation>
<dc:coverage xml:lang="es">Alemania</dc:coverage>
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