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Spanish non-life insurance sector profitable, but challenges lie ahead

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      <subfield code="a">Spanish non-life insurance sector profitable, but challenges lie ahead</subfield>
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      <subfield code="a">The Spanish non-life insurance sector remained profitable in 2011, but growth remains challenging as it continues to face one of the bleakest economic environments since the 1930s. Non-life insurers continue to benefit from solid distribution networks that encouragecustomer loyalty and ensure that the market continues to make underwriting profits. However, Spanish insurers could face deteriorating technical results as they compete on pricing. Insurers are under pressure to offer competitive rates, as the countrys troubled economic position suppresses demand for cover and household spending remains under strain</subfield>
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