Contingent commissions, insurance intermediaries, and insurer performance

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<subfield code="a">Ma, Yu-Luen</subfield>
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<subfield code="a">Contingent commissions, insurance intermediaries, and insurer performance</subfield>
<subfield code="c">Yu-Luen Ma, Nat Pope, Xiaoying Xie</subfield>
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<subfield code="a">This research investigates the relationship shared by contingent commission usage and insurer performance. We assess performance using both frontier efficiency and financial performance measures. Our findings reveal that the relationship is complex and varies across differing insurer business models. We find that nonusers of contingent commissions are more cost and revenue efficient than are users of contingents. However, among insurers that use contingents, relatively higher levels of use are associated with more efficient operations and also better financial performance. Additionally, these findings are conditioned on the type of distribution system the insurer employs.</subfield>
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<subfield code="t">Risk management & insurance review</subfield>
<subfield code="d">Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999-</subfield>
<subfield code="x">1098-1616</subfield>
<subfield code="g">07/04/2014 Tomo 17 Número 1 - 2014 </subfield>
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