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Insurance contract law reform : business insurance disclosure, warranties, and insurer remedies

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      <subfield code="a">The Law Commission of England and Wales and the Scottish Law Commission (the Law Commissions) have been undertaking a root and branch review of the underpinning law of insurance contracts since 2006. It has involved nine issue papers discussing the various areas of reform, three consultation papers, and two major final reports.This work has culminated in the current Bill before Parliament as well as two previous Law Commission pieces of legislation: the Third Parties (Rights against Insurers) Act 2010: makes it easier for a third party to pursue a claim directly against liability insurers if the insured is or becomes insolvent; and more notably; the Consumer Insurance (Disclosure and Representations) Act 2012 (CIDRA): this focuses on misrepresentation, disclosure and breach of warranty in consumer general insurance contracts</subfield>
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