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The Use of annual mileage as a rating variable

Recurso electrónico / Electronic resource
Registro MARC
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008  160804e20160101usa|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
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1001 ‎$0‎MAPA20080075569‎$a‎Lemaire, Jean
24514‎$a‎The Use of annual mileage as a rating variable‎$c‎Jean Lemaire, Sojung Carol Park, Kili C. Wang
520  ‎$a‎Auto insurance companies must adapt to ever-evolving regulations and technological progress. Several variables commonly used to predict accidents rates, such as gender and territory, are being questioned by regulators. Insurers are pressured to find new variables that predict accidents more accurately and are socially acceptable. Annual mileage seems an ideal candidate. The recent development in new technologies should induce insurance carriers to explore ways to introduce mileage-based insurance premiums. It was use the unique database of a major insurer in Taiwan to investigate whether annual mileage should be introduced as a rating variable in auto third-party liability insurance. It was find that annual mileage is an extremely powerful predictor of the number of claims at-fault.
650 4‎$0‎MAPA20080603779‎$a‎Seguro de automóviles
650 4‎$0‎MAPA20080635190‎$a‎Seguro de responsabilidad civil de automóviles
650 4‎$0‎MAPA20080577001‎$a‎Pago de la prima
650 4‎$0‎MAPA20080563639‎$a‎Pago por uso
650 4‎$0‎MAPA20080564322‎$a‎Tarificación
650 4‎$0‎MAPA20080586546‎$a‎Nuevas tecnologías
650 4‎$0‎MAPA20120011137‎$a‎Predicciones estadísticas
7001 ‎$0‎MAPA20130002378‎$a‎Park, Sojung Carol
700  ‎$0‎MAPA20100034200‎$a‎Wang, Kili C.
7730 ‎$w‎MAP20077000420‎$t‎Astin bulletin‎$d‎Belgium : ASTIN and AFIR Sections of the International Actuarial Association‎$x‎0515-0361‎$g‎01/01/2016 Volumen 46 Número 1 - enero 2016 , p. 39-69