Centro de Documentación de Fundación MAPFRE - System and method for administering a telematics-enabled test drive dealer program

MAP20180026416

System and method for administering a telematics-enabled test drive dealer program. — Washington D. C., : United States Patent and Trademark Office, 2017

20 p.

Sumario: Systems and methods are disclosed here in for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communications with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device configured at a dealership for collecting telematics data of a vehiele soId by the dealership. The communications interface also receives vehicle data indicating the make and model of the vehicle soId and vehicle owner data related to the purchaser of the vehicle sold. The business logic processor determines an insurance quote for the purchaser based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote for the purchaser of the vehicle. The business logic processor also manages a predetermined incentive that is provided to the purchaser in return for allowing the telematics data acquisition device to collect telematics data

1. Patentes . 2. Primas de seguros . 3. Gestión de datos . 4. Vehículos . 5. Telemática . 6. Estados Unidos . I. Hartford Fire Insurance Company . II. United States Patent and Trademark Office . III. Título.