Centro de Documentacion de Fundación MAPFRE - Will they take the money and work? : people's willingness to delay laiming social security benefits for a lump sum

Notas: Sumario: This article investigates whether exchanging Social Security delayed retirement credits, currently paid as increases in lifelong benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about 6 months later if the lump sum were paid for claiming after the early retirement age, and about 8 months later if the lump sum were paid only for those claiming after their full retirement age. Overall, people will work one-third to one-half of the additional months. Those who would currently claim at the youngest ages are most responsive to the lump sum offerRegistros relacionados: En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 03/12/2018 Volumen 85 Número 4 - diciembre 2018 , p. 877-909Materia / lugar / evento: Sistemas de pensiones Seguridad Social Reclamaciones Reforma de la Seguridad Social Estudios de investigación Estadísticas Estados Unidos Otros autores: Maurer, Raimond H.
Outras classificações: 40

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