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Will they take the money and work? : people's willingness to delay laiming social security benefits for a lump sum

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24510‎$a‎Will they take the money and work?‎$b‎: people's willingness to delay laiming social security benefits for a lump sum‎$c‎Raimond Maurer... [et al.]
520  ‎$a‎This article investigates whether exchanging Social Security delayed retirement credits, currently paid as increases in lifelong benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about 6 months later if the lump sum were paid for claiming after the early retirement age, and about 8 months later if the lump sum were paid only for those claiming after their full retirement age. Overall, people will work one-third to one-half of the additional months. Those who would currently claim at the youngest ages are most responsive to the lump sum offer
650 4‎$0‎MAPA20080604004‎$a‎Sistemas de pensiones
650 4‎$0‎MAPA20080578107‎$a‎Seguridad Social
650 4‎$0‎MAPA20080567118‎$a‎Reclamaciones
650 4‎$0‎MAPA20080626181‎$a‎Reforma de la Seguridad Social
650 4‎$0‎MAPA20080616984‎$a‎Estudios de investigación
650 4‎$0‎MAPA20080562342‎$a‎Estadísticas
651 1‎$0‎MAPA20080638337‎$a‎Estados Unidos
7001 ‎$0‎MAPA20080662974‎$a‎Maurer, Raimond H.
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎03/12/2018 Volumen 85 Número 4 - diciembre 2018 , p. 877-909