Market segment outlook : Guatemala insurance

<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd">
  <record>
    <leader>00000cam a22000004b 4500</leader>
    <controlfield tag="001">MAP20200005964</controlfield>
    <controlfield tag="003">MAP</controlfield>
    <controlfield tag="005">20220911202551.0</controlfield>
    <controlfield tag="008">190408e20200221usa||||       ||| ||eng d</controlfield>
    <datafield tag="040" ind1=" " ind2=" ">
      <subfield code="a">MAP</subfield>
      <subfield code="b">spa</subfield>
      <subfield code="d">MAP</subfield>
    </datafield>
    <datafield tag="084" ind1=" " ind2=" ">
      <subfield code="a">219</subfield>
    </datafield>
    <datafield tag="245" ind1="1" ind2="0">
      <subfield code="a">Market segment outlook</subfield>
      <subfield code="b">: Guatemala insurance</subfield>
      <subfield code="c">A.M. Best Company</subfield>
    </datafield>
    <datafield tag="260" ind1=" " ind2=" ">
      <subfield code="a">Mexico city</subfield>
      <subfield code="b">A.M. Best Company</subfield>
      <subfield code="c">2020</subfield>
    </datafield>
    <datafield tag="300" ind1=" " ind2=" ">
      <subfield code="a">3 p</subfield>
    </datafield>
    <datafield tag="490" ind1="0" ind2=" ">
      <subfield code="a">Best's Market Segment Report</subfield>
      <subfield code="v">February 21, 2020</subfield>
    </datafield>
    <datafield tag="500" ind1=" " ind2=" ">
      <subfield code="a">AM Best´s outlook on Guatemala´s insurance industry remains stable, owing to the following: an expected improvement of conditions in the Guatemalan economy, which should be reflected in healthy growth in the insurance market and the market´s capacity to further strengthen its capital base, as measured by the industry´s regulatory solvency margin and AM Best´s Capital Adequacy Ratio (BCAR). Economic activity tied to public investment and policies providing incentives to encourage private consumption helped the market to grow profitably during 2019. A continuation of such measures combined with strong underwriting practices could bolster insurance penetration and depth while maintaining profitable results.</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080586294</subfield>
      <subfield code="a">Mercado de seguros</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080611880</subfield>
      <subfield code="a">Perspectivas del seguro</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080563974</subfield>
      <subfield code="a">Rentabilidad</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080598358</subfield>
      <subfield code="a">Productos de seguros</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080542214</subfield>
      <subfield code="a">Ratios</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20110017286</subfield>
      <subfield code="a">Retorno de la inversión</subfield>
    </datafield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20080638184</subfield>
      <subfield code="a">Guatemala</subfield>
    </datafield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20110019426</subfield>
      <subfield code="a">América Latina</subfield>
    </datafield>
    <datafield tag="710" ind1="2" ind2=" ">
      <subfield code="0">MAPA20080441371</subfield>
      <subfield code="a">A.M. Best Company</subfield>
    </datafield>
    <datafield tag="830" ind1=" " ind2="0">
      <subfield code="0">MAPA20180007804</subfield>
      <subfield code="a">Best's Market Segment Report</subfield>
      <subfield code="v">February 21, 2020</subfield>
    </datafield>
  </record>
</collection>