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Market segment outlook : Germany non-life insurance

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      <subfield code="a">AM Best expects the profit margins og German non-life insurers healthy, supported by stable to positive rate adjustments in most business classes. investment returns are not expected to contribute significantly to earnings due to further pressure on interest rate levels and an increase in financial market volatility. Growth in the non-life insurance market is expected to be subdued in 2020 and 2021, due to the COVID-19 driven economic decline. Germany´s economic fundamentals had already weakened during 2019, and the country went into recession in March 2020. Gross domestic product /GDP) growth for 2019 is estimated at 0.6% (2018: 1.5%)</subfield>
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      <subfield code="a">Seguros no vida</subfield>
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