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Response to EC inception impact assessment on Solvency II Directive review

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<rdf:Description>
<dc:creator>Insurance Europe</dc:creator>
<dc:creator>Consejo Europeo de Protección de Datos</dc:creator>
<dc:date>2020</dc:date>
<dc:description xml:lang="es">Sumario: Insurance Europe welcomes the EC Inception Impact Assessment and agree to a significant extent with its objectives and policy options. However, there are some key omissions and some refinements that are necessary to ensure the right outcomes. Solvency II (SII) is strongly supported but is excessively conservative and has some measurement flaws and excessive operational burdens that create unnecessary costs and barriers, in particular relating to the provision of long-term products and investments. The SII review should not lead to an increase in capital requirements and, for certain products, a better reflection of the real risk will lead to a justified release of capital. This outcome is necessary for insurers to continue to provide long-term products and fulfil their role in supporting recovery, sustainable growth and transformation to a net-zero carbon economy.</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/172904.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>Insurance Europe</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Solvencia II</dc:subject>
<dc:subject xml:lang="es">Normativa comunitaria</dc:subject>
<dc:subject xml:lang="es">Productos de seguros</dc:subject>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Empresas de seguros</dc:subject>
<dc:subject xml:lang="es">Reglamentación</dc:subject>
<dc:subject xml:lang="es">Administración de la empresa de seguros</dc:subject>
<dc:subject xml:lang="es">Protección de datos</dc:subject>
<dc:subject xml:lang="es">Unión Europea</dc:subject>
<dc:type xml:lang="es">Livros</dc:type>
<dc:title xml:lang="es">Response to EC inception impact assessment on Solvency II
Directive review </dc:title>
<dc:format xml:lang="es">8 p.</dc:format>
<dc:relation xml:lang="es">Position paper</dc:relation>
<dc:coverage xml:lang="es">Unión Europea</dc:coverage>
</rdf:Description>
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