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From participation to repurchase : low income households and micro-insurance

Recurso electrónico / Electronic resource
Registro MARC
Tag12Valor
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001  MAP20200028987
003  MAP
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008  200921e20200901usa|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎219
100  ‎$0‎MAPA20200018827‎$a‎Sane, Renuka
24510‎$a‎From participation to repurchase‎$b‎ : low income households and micro-insurance‎$c‎Renuka Sane, Susan Thomas
520  ‎$a‎The article asks what drives the time to repurchase for life and accident insurance contracts in low income households. We use data on customers of a financial services provider from three states in India and find that the probability of repurchase is highest in the first 2 months after the contract expires, and steadily declines after. This suggests a window of opportunity for financial firms and governments to target customers to ensure continuous insurance purchase. Nonmembership of microfinance groups and poor rainfall in the month of expiry affect the time to repurchase adversely. Customers who take longer to repurchase tend to increase the amount of insurance cover.
650 4‎$0‎MAPA20080563394‎$a‎Microseguros
650 4‎$0‎MAPA20080584290‎$a‎Contrato de seguro
650 4‎$0‎MAPA20080570590‎$a‎Seguro de vida
650 4‎$0‎MAPA20080624972‎$a‎Seguro multirriesgo del hogar
650 4‎$0‎MAPA20080553630‎$a‎Coberturas
651 1‎$0‎MAPA20080663636‎$a‎India
7001 ‎$0‎MAPA20200018834‎$a‎Thomas, Susan
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/09/2020 Volumen 87 Número 3 - septiembre 2020 , p. 783-814