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Narrow framing and long-term care insurance
Recurso electrónico / Electronic resource
MAP20200039990
Gottlieb, Daniel ‌
Narrow framing and long-term care insurance / Daniel Gottlieb, Olivia S. Mitchell
Sumario: We propose a model of narrow framing in insurance and test it using data from a new module we designed and fielded in the Health and Retirement Study. We show that respondents subject to narrow framing are substantially less likely to buy long-term care insurance than average. This effect is much larger than the effects of risk aversion or adverse selection, and it offers a new explanation for why people underinsure their later-life care needs
En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 861-893
1. Seguro de dependencia ‌. 2. Encuestas ‌. 3. Análisis estadístico ‌. 4. Productos de seguros ‌. I. Mitchell, Olivia S. ‌. II. Título.