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MAP20210005022Running up on runoff : strategic options for life closed books / Marion Hämmerli...[et al.]. — New York : McKinsey & Company, 202116 p.
. — (Insurance Practice)Sumario: The traditional value proposition of life insurance in Europe has been called into question. Breakout moves have not reached industry scale, and as the need for old-age provisioning continues to grow, the challenges continue to increase. These challenges include an ultralow interest-rate environment, which has prevailed for more than a decade; industry-wide structural costs that have not been sufficiently addressed, especially administration and acquisition costs; and a new capital regime (Solvency II) that not only demands higher capital charges for high-guarantee books but also leads to higher volatility in risk capital charges over time1. Seguro de vida. 2. Perspectivas del seguro. 3. Mercado de seguros. 4. Empresas de seguros. 5. Rentabilidad. 6. Solvencia II. 7. Europa. I. Hämmerli, Marion . II. McKinsey & Company. III. Insurance Practice. IV. Título.