L-H Affirmations rise, upgrades outnumber downgrades for 2020
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<title>L-H Affirmations rise, upgrades outnumber downgrades for 2020</title>
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<issuance>monographic</issuance>
<place>
<placeTerm type="text">New Jersey</placeTerm>
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<publisher>A.M. Best Company</publisher>
<dateIssued>2021</dateIssued>
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<abstract displayLabel="Summary">Despite the uncertainties and challenges generated by the COVID-19 pandemic, the percentage of rating affirmations for the life/annuity and health segments increased in 2020 compared to 2019, while the "under review" and "downgrade" categories saw a decrease (Exhibits la a nd l b). Generally, the positive movement was driven by improved levels of risk-adjusted capitalization for both life/annuity and health carriers.Rating upgrades in 2020 continued the trend from the year prior, outnumbering downgrades for the US life/health industry overall, but by a greater margin than in 2019.</abstract>
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<topic>Mercado de seguros</topic>
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<topic>Seguro de salud</topic>
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<title>Best's Market Segment Report</title>
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