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Optimising disaster recovery : the role of insurance capital in improving economic resilience

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      <subfield code="a">Optimising disaster recovery</subfield>
      <subfield code="b">: the role of insurance capital in improving economic resilience</subfield>
      <subfield code="c">Cambridge Centre for Risk Studies at the University of Cambridge Judge Business School</subfield>
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      <subfield code="a">The report highlights that the global average of losses due to natural disasters has risen from 27,000 million dollars in the period 1970-80 to almost 200,000 million dollars in the period 2010-2019, mainly driven by global economic development and the increase in the asset value in dangerous areas, especially in fast-growing regions like Southeast Asia.
Highlights of the report suggest that each percentage point increase in insurance penetration reduces payback times by nearly 12 months; o that catastrophes in regions and countries with high insurance penetration, such as Western Europe, Japan and Australia, have an average recovery time of less than 12 months, compared to more than four years in countries with very low penetration insurance, such as Haiti and the Philippines</subfield>
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