Centro de Documentacion de Fundación MAPFRE - Mass lapse risk in European life insurance : a gray rhino awakening

MAP20230018781

Mass lapse risk in European life insurance : a gray rhino awakening / Franck Pinette, Ree Chen, Etienne Busson. — London : Gallagher Re, 2023

10 p.

Sumario: The macroeconomic drivers of a mass lapse event are difficult to predict. An individual insurance company could be hit with operational or credit issues, or even a cyber attack, which, coupled with negative publicity, could persudade policyholders. In marketwide terms, a change in the regulatory structure of a particular jurisdiction, could create structural issues for life insurers that might ultimately spook policyholders. However, if domestic life insurers are able to access reinsurance capacity from international carriers, this can help spread out the mass lapse risk over a diverse geographical portfolio. — Ámbito geográfico: Europeo

1. Seguro de vida . 2. Riesgos emergentes . 3. Empresas de seguros . 4. Distribución de riesgos . 5. Estrategia empresarial . 6. Reducción de riesgos . I. Chen, Ree . II. Busson, Etienne . III. Gallagher Re .