Centro de Documentacion de Fundación MAPFRE - The Value of insurance in a changing risk landscape

MAP20230024980

The Value of insurance in a changing risk landscape / Kai-Uwe Schanz. — Zurich : The Geneva Association, 2023

56 p.

Sumario: This report uses a novel framework to examine emerging risks and analyse their future scope of insurability, based on the assessment of the novelty and changing nature of risks, as well as knowledge- and governance-related drivers. To complement this analysis and gain insight on customers' risk perceptions, The Geneva Association carried out a survey of consumers in the world's six largest insurance markets. In response to the changing risk landscape, insurers are increasingly focusing on the provision of services that go beyond financial risk absorption, such as risk prediction and prevention and post-event assistance. The survey results endorse the pursuit of such approaches, with over 80% of respondents expressing interest in such services. With current usage levels standing at between 30% and 50%, there is a clear opportunity for insurers to further expand their offering

1. Gerencia de riesgos . 2. Mercado de seguros . 3. Medidas de seguridad . 4. Riesgos emergentes . 5. Percepción del riesgo . 6. Prestación de servicios . 7. Prevención de riesgos . I. The Geneva Association Systemic Risk Working Group . II. Título.