The Future of global fintech : from rapid expansion to sustainable growth

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<title>Future of global fintech</title>
<subTitle>: from rapid expansion to sustainable growth</subTitle>
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<namePart>Cambridge Judge Business School</namePart>
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<publisher>World Economic Forum</publisher>
<dateIssued>2025</dateIssued>
<edition>2nd. edition</edition>
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<abstract displayLabel="Summary">The fintech industry is transitioning from a phase of rapid expansion to one of sustainable growth, increased collaboration, and market expansion. Based on a survey of 240 fintech companies from various global regions, the report highlights that the sector remains robust, although growth rates are more moderate compared to the pandemic years. Macroeconomic factors continue to be the main challenges, while financial inclusion remains key to revenue generation, especially in underserved segments. Strategic partnerships are essential for the sector's development, and while fintechs are generally satisfied with regulatory frameworks, some express concern over approaches that could hinder innovation and competition. Finally, technology continues to be a crucial driver for accelerating growth in the industry</abstract>
<tableOfContents displayLabel="Contents">Foreword -- Executive summary -- Introduction -- Market performance -- Growth enablers and inhibitors -- Regulatory perceptions -- Financial inclusion -- AI adoption -- Looking to the future -- Conclusion -- Contributors -- Endnotes</tableOfContents>
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<note>En port.:  Cambridge Judge Business School. Cambridge Centre for Risk Studies at the University</note>
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<topic>Crecimiento económico</topic>
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<topic>Sostenibilidad</topic>
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<topic>Macroeconomía</topic>
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<topic>Regulación económica</topic>
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<topic>Inteligencia artificial</topic>
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