Seção: Artigos Título: Weekly dynamic motor insurance ratemaking with a telematics signals bonus-malus score / Juan Sebastian Yanez, Montserrat Guillén and Jens Perch NielsenAutor: Yanez, Juan Sebastian Notas: Sumario: The authors present a dynamic pay-how-you-drive pricing scheme for motor insurance using telematics signals. More specifically, our approach allows the insurer to apply penalties to a baseline premium on the occurrence of events such as hard acceleration or braking. In addition, we incorporate a bonus-malus system (BMS) adapted for telematics data, providing a credibility component based on past telematics signals to the claim frequency predictionsRegistros relacionados: En: Astin bulletin. - Belgium : ASTIN and AFIR Sections of the International Actuarial Association = ISSN 0515-0361. - 29/01/2025 Volume 55 Issue 1 - January 2025 , p. 1 - 28Materia / lugar / evento: Matemática del seguro Seguro de automóviles Pago por uso Telemática Tarificación a priori Modelos predictivos Otros autores: Guillén, Montserrat Perch Nielsen, Jens International Actuarial Association Outras classificações: 6 Direitos: In Copyright (InC)
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Centro de Documentación y Conocimiento