Weekly dynamic motor insurance ratemaking with a telematics signals bonus-malus score
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<dc:creator>Yanez, Juan Sebastian</dc:creator>
<dc:creator>Guillén, Montserrat</dc:creator>
<dc:creator>Perch Nielsen, Jens</dc:creator>
<dc:creator>International Actuarial Association</dc:creator>
<dc:date>2025-01-29</dc:date>
<dc:description xml:lang="es">Sumario: The authors present a dynamic pay-how-you-drive pricing scheme for motor insurance using telematics signals. More specifically, our approach allows the insurer to apply penalties to a baseline premium on the occurrence of events such as hard acceleration or braking. In addition, we incorporate a bonus-malus system (BMS) adapted for telematics data, providing a credibility component based on past telematics signals to the claim frequency predictions</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/189391.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Matemática del seguro</dc:subject>
<dc:subject xml:lang="es">Seguro de automóviles</dc:subject>
<dc:subject xml:lang="es">Pago por uso</dc:subject>
<dc:subject xml:lang="es">Telemática</dc:subject>
<dc:subject xml:lang="es">Tarificación a priori</dc:subject>
<dc:subject xml:lang="es">Modelos predictivos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Weekly dynamic motor insurance ratemaking with a telematics signals bonus-malus score</dc:title>
<dc:relation xml:lang="es">En: Astin bulletin. - Belgium : ASTIN and AFIR Sections of the International Actuarial Association = ISSN 0515-0361. - 29/01/2025 Volume 55 Issue 1 - January 2025 , p. 1 - 28</dc:relation>
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