Understanding insurer ratings

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-7.xsd">
<mods version="3.7">
<titleInfo>
<title>Understanding insurer ratings</title>
</titleInfo>
<name type="personal" usage="primary">
<namePart>Coffin, Bill</namePart>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">gbr</placeTerm>
</place>
<dateIssued encoding="marc">20030101</dateIssued>
<issuance>continuing</issuance>
<frequency authority="marcfrequency"/>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
</physicalDescription>
<abstract>A.M. Best Co., Standar and Poor's, Mody's Investors Service, Fith Ratings and Weiss Research, Inc, are the mesurance rating agencies in the business. They provide an informative view of what information is considered when evaluating an insurer's financial strength and its abiblity to pay policyholder obligations or claims. They consider the overall financial strength of an insurance company, its filed financial stratements, level of capitalization, level of surplus relative to its level of risk underwriting and investments</abstract>
<note type="statement of responsibility">Bill Coffin</note>
<subject authority="lcshac">
<topic>Empresas de seguros</topic>
</subject>
<subject authority="lcshac">
<topic>Prevención de riesgos</topic>
</subject>
<subject authority="lcshac">
<topic>Valoración de riesgos</topic>
</subject>
<subject authority="lcshac">
<topic>Evaluación de riesgos</topic>
</subject>
<subject authority="lcshac">
<topic>Ratios de gestión</topic>
</subject>
<subject authority="lcshac">
<topic>Ratios financieros</topic>
</subject>
<subject authority="lcshac">
<topic>Empresas de análisis de ratios</topic>
</subject>
<subject authority="lcshac">
<topic>Gerencia de riesgos</topic>
</subject>
<classification authority="">7</classification>
<relatedItem type="host">
<titleInfo>
<title>Risk Management</title>
</titleInfo>
<originInfo>
<publisher>New York</publisher>
</originInfo>
<part>
<text>nº 1, January 2003 ; p. 38-43</text>
</part>
</relatedItem>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">030211</recordCreationDate>
<recordChangeDate encoding="iso8601">20080418123719.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20071503266</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>