MAP20078038973 Kling, Alexander Analysis of embedded options in individual pension schemes in Germany / Alexander Kling, Jochen Russ and Hato Schmeiser En: The Geneva Risk and Insurance Review. - The Netherlands : The Geneva Association, 1991-2010 = ISSN 0926-4957. - 01/06/2006 Número 1 31 2006 , p. 43-60 I. Russ, Jochen . II. Schmeiser, Hato . III. Título.