Climate change presses on : devastating wildfires and intense thunderstorms exacerbate losses for insurers

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<title>Climate change presses on : devastating wildfires and intense thunderstorms exacerbate losses for insurers</title>
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<abstract displayLabel="Summary">Natural disasters caused significant losses worldwide in 2025. All in all, damage amounting to some US$ 224bn was incurred, of which insurers covered around US$ 108bn. This means that 2025 joins a growing list of years with insured losses exceeding the US$ 100bn mark, despite losses being lower year on year. In 2024, inflation-adjusted overall losses had totalled US$ 368bn, of which US$ 147bn had been insured. Weather disasters accounted for 92% of all 2025 losses and for 97% of insured losses</abstract>
<tableOfContents displayLabel="Contents">Natural disaster figures for 2025 -- The most devastating natural disasters of the year -- Hurricanes and typhoons: an unusual cyclone season -- Climate change and its consequences -- Geographical overview: Americas - Europe - Asia-Pacific and Africa</tableOfContents>
<note type="statement of responsibility">Munich Re NatCatservice</note>
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<topic>Desastres naturales</topic>
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<topic>Incendios forestales</topic>
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<topic>Estadísticas</topic>
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<title>US events dominate natural disaster losses in the first half of 2025 : selected natural catastrophe loss events worldwide January-June 2025</title>
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<publisher>Munich : Munich RE NatCatservice, 2025</publisher>
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<title>Wildfires around Los Angeles, severe thunderstorms : US natural catastrophes dominate global losses in the first half of 2025</title>
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<publisher>Munich : Munich Reinsurance Company, 2025</publisher>
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