Trends and elements for the development of insurance markets

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<rdf:Description>
<dc:creator>Fundación MAPFRE. Área de Seguro y Previsión Social</dc:creator>
<dc:creator>MAPFRE Economics</dc:creator>
<dc:date>2025-12-17</dc:date>
<dc:description xml:lang="es">Sumario: Insurance plays a fundamental role in delivering economic stability and strengthening savings, investment, and capital formation processes by offering protection against risks, and compensation in the event of them materializing, all of which contributes to ensuring the continuity of productive activity. Insurance groups are also major institutional investors in that they channel long-term resources into the financing of productive activity. Based on a comparative analysis of international experience, this report identifies aspects related to prudential regulation, innovation and new insurance products, cost efficiency, distribution channels, insurance as a public policy instrument (tax incentives, compulsory insurance, and participation in support of other areas of activity), financial education, and financial inclusion in insurance as the main areas that need to be addressed in order to boost insurance penetration, thereby seeking to expand the coverage afforded by this instrument and recognizing its capacity to raise levels of well-being in society</dc:description>
<dc:format xml:lang="en">application/pdf</dc:format>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/189363.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:publisher>Fundación MAPFRE</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Penetración del seguro</dc:subject>
<dc:subject xml:lang="es">Demanda de seguros</dc:subject>
<dc:subject xml:lang="es">Oferta contractual</dc:subject>
<dc:subject xml:lang="es">Canales de distribución</dc:subject>
<dc:subject xml:lang="es">Instrumentos financieros</dc:subject>
<dc:subject xml:lang="es">Educación financiera</dc:subject>
<dc:subject xml:lang="es">Cultura aseguradora</dc:subject>
<dc:subject xml:lang="es">Tendencias</dc:subject>
<dc:type xml:lang="es">Livros</dc:type>
<dc:title xml:lang="es">Trends and elements for the development of insurance markets</dc:title>
<dc:format xml:lang="es">114 p.</dc:format>
<dc:relation xml:lang="es">Traducción de: Tendencias y elementos para el desarrollo de los mercados aseguradores. - Madrid : Fundación MAPFRE, 2025</dc:relation>
<dc:description xml:lang="es">Conceptual framework regarding the determinants of insurance penetration levels -- Determinants of insurance penetration levels on the supply side -- Determinants of insurance penetration levels on the demand side -- Summary and conclusions</dc:description>
</rdf:Description>
</rdf:RDF>