Insurance solvency regulation systems : an analysis of progress toward risk based regulations
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<subfield code="a">The insurers fulfill a double function in the economy. On the one hand, as an instrument for the mutualization of risks, the insurance sector avoids or softens the economic consequences of the impact of certain insurable events and, on the other hand, as an institutional investor it collaborates in the formation of capital through the savings management process and the medium and long term investment. Thus, the insurance activity involves receiving and managing financial resources, motivating that worldwide without exception be established as one of the activities subject to prudential supervision, as is the case with the activities carried out by the rest of the financial institutions</subfield>
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