Credit and insurance activity

<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<rdf:Description>
<dc:creator>Fundación MAPFRE</dc:creator>
<dc:creator>MAPFRE Economics</dc:creator>
<dc:date>2024</dc:date>
<dc:description xml:lang="es">Sumario: The report analyses the relationship between the evolution of credit and insurance activity, highlighting how credit drives consumption and investment, key factors for the growth of Life and Non-Life insurance. Nine representative markets in the Americas, Europe and Asia are studied, assessing the three main components of credit - to governments, households and non-financial corporations - from a macroeconomic perspective. The study also examines capital market development, comparing financing in developed and emerging markets. The report also discusses how credit cycles influence sectors such as housing, automotive and consumer finance, warning that while credit expansion benefits the insurance sector, uncontrolled growth can lead to economic crises. It also analyses labour informality as a constraint to banking penetration, increasing credit risks, and finally, it explores demographic trends, such as population ageing, and their impact on both insurance demand and credit growth</dc:description>
<dc:format xml:lang="en">application/pdf</dc:format>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/186943.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:publisher>Fundación MAPFRE</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Créditos</dc:subject>
<dc:subject xml:lang="es">Ahorro gestionado</dc:subject>
<dc:subject xml:lang="es">Riesgo financiero</dc:subject>
<dc:subject xml:lang="es">Análisis demográfico</dc:subject>
<dc:subject xml:lang="es">Ahorro</dc:subject>
<dc:type xml:lang="es">Books</dc:type>
<dc:title xml:lang="es">Credit and insurance activity</dc:title>
<dc:format xml:lang="es">90 p.</dc:format>
<dc:relation xml:lang="es">Traducción de: Crédito y actividad aseguradora . - Madrid : Fundación MAPFRE, 2024</dc:relation>
<dc:description xml:lang="es">Credit evolution and its role in insurance activity -- Capital market development and its effects on credit activity -- Credit cycles and risks for the financial and insurance sector -- Credit, banking penetration and the informal economy -- Credit, demographic evolution and population ageing -- Credit, demographic evolution and population ageing -- Credit, banking penetration and the informal economy -- Credit, demographic evolution and population ageing -- Credit, banking penetration and the informal economy -- Credit, banking penetration and the informal economy -- Credit, demographic evolution and population ageing

</dc:description>
</rdf:Description>
</rdf:RDF>