MAP20240018177Savings and insurance industry investments : an update / MAPFRE Economics. — Madrid : Fundación MAPFRE, 202460 p.Traducido bajo el título: Ahorro e inversiones del sector asegurador : una actualización. - Madrid : Fundación MAPFRE, 2024Es continuación de: Global savings and insurance industry investments. - Madrid : Fundación MAPFRE, 2023A valuation update on global savings -- Structure of insurance sector investment portfolios in selected markets -- Structure of investment portfolios at the insurance group level -- Capital charges for investments applicable in the European Union. — Sumario: The report presents an evolving global savings landscape, framed by a monetary and fiscal transition characterized by relatively lax financial conditions, despite high interest rates. There are marked regional differences in savings rates, with high and lower middle-income countries facing structural deficits. Although no significant adjustments have materialized, relevant changes are anticipated for 2024, especially in lower-income nations, where savings potential could increase. In addition, the report provides an analysis of the risk profile and asset allocation in the investment portfolios of insurers in various regions. It highlights the crucial role the insurance industry plays as a savings manager and institutional investor, where investment strategy is geared toward balancing the maturities and interest rates of liabilities, thereby contributing to capital formation and financial stability, especially in periods of crisis1. Mercado de seguros. 2. Inversiones. 3. Grupos aseguradores. 4. Cartera de valores. 5. Calificaciones crediticias. 6. Ahorro gestionado. 7. Indicadores de gestión. 8. Pandemias. I. Fundación MAPFRE. II. MAPFRE Economics. III. Título.
