The Life insurance market's response to ageing : mega or mini?

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<title>Life insurance market's response to ageing</title>
<subTitle> : mega or mini?</subTitle>
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<abstract displayLabel="Summary">This paper deals with the reaction of the life insurance industry to ageing and the next massive decomulation phase of pension funds worldwide. The industry has a well-established product, which is the annuity, a unique instrument to cope with longevity risk. But annuity markets remain thin. Demand-side and supply-side elements of the market are explored, and also regulatory issues. Some proposals are made for a more proactive involvement of the industry in the pension business, by adressing demand-side, supply-side and regulatory concerns.</abstract>
<note type="statement of responsibility">Gustavo Ferro</note>
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<topic>Pensiones</topic>
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<topic>Seguro de vida</topic>
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<topic>Renta vitalicia</topic>
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<topic>Envejecimiento de la población</topic>
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<topic>Productos de seguros</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20200021438">
<topic>Ageingnomics. Economia senior</topic>
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<title>Geneva papers on risk and insurance : issues and practice</title>
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<publisher>Geneva : The Geneva Association, 1976-</publisher>
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<identifier type="issn">1018-5895</identifier>
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<text>01/10/2008 Tomo Special Competition Edition Número Special Issue  - 2008, p. 27-50</text>
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