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The Effect of regulation on insurance pricing : the case of Germany

Recurso electrónico / electronic resource
Registro MARC
Tag12Valor
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100  ‎$0‎MAPA20080648787‎$a‎Berry-Stölzle, Thomas R.
24514‎$a‎The Effect of regulation on insurance pricing‎$b‎: the case of Germany‎$c‎Thomas R. Berry-Stölzle, Patricia Born
520  ‎$a‎This article analyzes the impact of policy from regulation on the unit price of insurance and determinants of premium changes using the 1994 deregulation of the German property-liability market as a natural experiment. Our result shoe that policy from regulation did not increase prices above competitive levels. Factors influencing premium changes are significantly different for two periods, pre-and post-deregulation, indicating that regulation affects insurance pricing. Focusing on highly competitive lines after deregulation, we find a significant price decrease, and this decrease is offset by higher prices in the remaining other lines
650 1‎$0‎MAPA20080548766‎$a‎Property
650 1‎$0‎MAPA20080551490‎$a‎Liability
650 1‎$0‎MAPA20100024867‎$a‎Regulación económica
650 1‎$0‎MAPA20080545062‎$a‎Precios
650 1‎$0‎MAPA20080586294‎$a‎Mercado de seguros
651 1‎$0‎MAPA20080637996‎$a‎Alemania
7001 ‎$0‎MAPA20080092023‎$a‎Born, Patricia
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/03/2012 Tomo 79 Número 1 - 2012 , p. 129-164