Can Bonus-malus allieviate insurance fraud?

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<abstract>Traditionally, insurance companies attempt to reduce fraud via audit strategies under which clims may be investigated at some cost to the insurer, with a penalty imposed upon ensureds who are found to report claims fraudulenty. However, it is also clear that, in a multiperiod settings, bonus-malus contracts also provide an incentive against fraud</abstract>
<note type="statement of responsibility">Ignacio Moreno, Francisco J. Vazquez and Richard Watt</note>
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<topic>Condiciones generales del contrato</topic>
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<topic>Fraude en el seguro</topic>
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<text>Volume 73, number 1, March 2006 ;  p.123-151</text>
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