Testing for asymmetric information in the automobile insurance market under rate regulation

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<title>Testing for asymmetric information in the automobile insurance market under rate regulation</title>
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<title>The Journal of risk and insurance</title>
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<namePart>Saito, Kuniyoshi</namePart>
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<abstract>This article examines whether adverse selection or moral hazard could be induced by rate regulation, which prohibits insurance companies from considering some attributes of drivers in setting premiums. Using an individual data set from a heavily regulated automobile insurance market, author arrives to a couple of conclusions</abstract>
<note type="statement of responsibility">Kuniyoshi Saito</note>
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<topic>Empresas de seguros</topic>
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<topic>Seguro de automóviles</topic>
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<text>Volume 73, number 1, June 2006 ;  p. 335-356</text>
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