The Tech effect

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      <subfield code="a">Connected homes, drones and by-peril rating are transforming how writers of homeowners insurance price and rate risk. New data and by-peril rating allow homeowners insurers to better price policies and control costs. drones can now assess exteriors such as roofs and siding, and connected homes can transmit information to insurers about smoke, moisture and other potential interior hazards. Some insurers hope this new data will help them become as knowledgeable about homeowners-related risk as they are about auto insurance-related risks.</subfield>
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