Towers Watson Claim Cost Index : Claim Cost Severity Consistent With General Inflation
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| Tag | 1 | 2 | Value |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20110074272 | ||
| 003 | MAP | ||
| 005 | 20111230130832.0 | ||
| 008 | 111228e20111201usa|||p |0|||b|eng d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a219 | ||
| 100 | 1 | $0MAPA20110032692$aPecora, Jeremy P. | |
| 245 | 0 | 0 | $aTowers Watson Claim Cost Index$b: Claim Cost Severity Consistent With General Inflation $cJeremy P. Pecora, Emily M. Thompson |
| 520 | $aThe rebranded Towers Watson Claim Cost Index is designed to provide a practical, reliable benchmark to help assess the changes in claim costs. Analysis of the annual changes in the Towers Watson Claim Cost Index, shows that the 2010 inflation rate for a majority of coverages listed exceeded the general inflation rate. Hospital services again experienced a large increase in 2010 and 2011 (estimated) over the general inflation rate. The rate of change for physician services increased in 2010 and was also higher than the general inflation rate. A P&C insurer's claim settlements are directly affected by economic factors such as price, salary and wages. In economic terms, claim costs for loss and loss adjustment expenses are the cost of production for the insurer. An insurer's major claim costs include physician services and other medical expenses; hospital care and rehabilitation; lost time and wages; automobiles, including repairs and parts; building materials and construction labor; and personal effects. The components for loss adjustment expenses are those incurred by insurance companies in settling claims (e.g., legal fees, and other legal and court costs). | ||
| 650 | 1 | $0MAPA20080551346$aInflación | |
| 650 | 1 | $0MAPA20080586294$aMercado de seguros | |
| 650 | 1 | $0MAPA20080585266$aFactores de riesgo | |
| 650 | 1 | $0MAPA20080575298$aCrisis económica | |
| 700 | 1 | $0MAPA20110032708$aThompson, Emily M. | |
| 710 | 2 | $0MAPA20100009338$aTowers Watson | |
| 773 | 0 | $wMAP20077000932$tEmphasis$dNew York : Towers Watson, 1987-$g01/12/2011 Número 4 - 2011 , p. 18-19 |